Investment

» bob90245 - Winter 2006

Just thought I'd transfer a post from the old site that I want saved here at the new site. -bob90245

URL: http://www.suite101.com/discussion.cfm/i...
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Author: bob90245
Discussion: Poll: What Is Your Asset Allocation?
Winter 2006
Author: bob90245
Date: February 10, 2006

Exited my "Explore" trades in early January. (Made around 6% profit ;~) And just finished up rebalancing.

9.6% Lrg Blend ( IWV )
7.2% Lrg Value ( VTV, IWE )
8.0% Mid cap ( IWR )
7.5% Sml Value ( FLPSX )
7.4% REITs ( VGSIX )
7.6% International ( FDIVX )
3.0% Int'l Value ( EFV )
0.3% Company Stock
31.2% Bonds ( 401k Stable Value Fund, 5-yr CDs, I-Bonds, FTHRX, VFIIX, EIA, NVX )
18.3% Cash

Still transitioning my portfolio to be more like the Coffeehouse Portfolio (equal percentages for each stock asset class). But because of their huge capital gains, I'm going very slowly selling my large IWV holdings. I'll be selling more IWV next year to push the tax hit into 2007.

For year 2005, my portfolio was up 19%. Roughly half of that gain was from savings, company 401k matching and exercising stock options. It was a good year. ;~)

-- posted by bob90245

» AL_W - Asset Allocation

In response to posted by :

In response to Winter 2006 posted by bob90245:

Bob, here's my core AA:

20.1% Lrg Blend ( SWPIX, SNXFX, FUSEX )
9.5% Lrg Growth ( FCNTX, FSPTX, DTLGX )
**Total Lrg 29.6%**
14.0% Mid Value ( FLPSX )
6.3% Mid Blend ( FSEMX )
3.2% Mid Growth (MGOYX )
**Total Mid 23.5%**
5.1% Sml Growth (BSCFX, AUSAX)
4.0% Sml Blend ( RYPRX )
1.6% Sml Value ( TAVFX )
**Total Small 11.6%**
6.3% International ( FDIVX )
15.9% Bonds ( FBIDX I-Bonds )
13.2% Cash ( MMKT been returning better % )

Additionally, I have:
The equivalent of 7.5% in individual stocks.

The equivalent of 4% in brand new money that has not yet been tranfered to Roth accounts and is not included in the above numbers.

-- posted by AL_W

» Happy_2 - AA

Al, my AA at this time.

10% Deeds of Trust
64% real estate
25% SP index fund
1% cash

-- posted by Happy_2

» allancoleman - Winter 2006

In response to Winter 2006 posted by bob90245:

hello bob90245 ,

nice to hear from you again . my AA ( Asset Allocation ) in my Invested portfolio , not counting Real Estate and my bucket number one containing living expenses , is 3.87% . after the sale of my Gateway ( GATEX ) fund to prepare for my Roth transfer , my sole stock market holding is the Fidelity Magellan fund . presently earning over 4% annually in that portfolio and spending ( withdrawing ) less than 4% so my critical mass continues to grow awaiting better opportunities in the stock market .

my Roths are over 30% of my Invested portfolio and over 23.6% of my Total portfolio . my Real Estate is presently 16.92% of my Total portfolio and am on schedule selling property every year . sold three properties last year and will put more up for sale this summer when i return to Alaska .

earned 10.57% in my Invested portfolio last year and 9.259% in my Total portfolio . in my main market timing investment , my 401(k) , i earned over 13.4% last year . it was a good year .

presently in Hawaii enjoying the winter surfing season in Kona on the Big Island looking forward to a return to the land of the midnite sun in may . islands have received quite a bit a rain lately with record rains and flooding on Oah'u .

-- posted by allancoleman

» Happy_2 - Winter 2006

In response to Winter 2006 posted by allancoleman:
I don't follow your allocation.

If stocks and funds are only 3.87%, and real estate is 16.92%, what is the other 79% invested in?

-- posted by Happy_2